Credit Analyst

Candidates should be comfortable working in a fast-paced environment, adapting to changing priorities and taking ownership of assigned outcomes.

This role supports retail credit decision-making by reviewing finance applications, validating customer information and applying established credit and operational controls. The position is responsible for helping branches and business units process applications accurately and within agreed turnaround times. The successful candidate will contribute to dependable banking operations, protect service quality and help the business achieve its objectives while maintaining appropriate controls. This is a full-time opportunity based in Abu Dhabi, United Arab Emirates.

Key Responsibilities

• Review finance applications for completeness, accuracy and policy compliance.
• Analyze bank statements, financial information and customer records to identify relevant credit considerations.
• Prepare accurate credit documentation and maintain agreed turnaround times and quality standards.
• Escalate cases requiring higher approval with clear analysis and recommendations.
• Support branches and internal stakeholders with constructive feedback and application updates.

Requirements

• Minimum 3 years of practical banking experience, preferably in finance or credit.
• Strong credit and analytical capability with knowledge of retail banking products.
• Understanding of UAE banking practices, regulations and risk controls.
• Good communication and computer skills.
• UAE National eligibility is required.

Skills

Credit analysis, financial statement review, bank statement analysis, underwriting, UAE banking regulations, risk assessment, retail banking products.

Work Environment

The role involves working with internal teams and customers in a structured banking environment where accuracy, confidentiality and timely execution are essential. The successful candidate should be comfortable handling multiple priorities, following documented procedures and escalating issues when necessary. A proactive approach to service improvement, strong teamwork and a commitment to professional standards will help ensure consistent results and positive outcomes for customers and the business.

Employment Details

• Company: ADIB - Abu Dhabi Islamic Bank
• Location: Abu Dhabi, United Arab Emirates
• Employment Type: Full Time
• Industry: Banking
• Eligibility: UAE Nationals only