Credit Analyst – Home Finance (Emirati Talent)
Job role insights
Date posted
October 21, 2026
Hiring location
Dubai UAE
Career level
Mid
Qualification
Bachelor Degree
Experience
Relevant financial services experience
Quantity
1 person
Gender
Any
Description
The Home Finance Credit Analyst supports the assessment and processing of customer finance requests. The role checks that proposed facilities are supported by authentic documents, comply with product and credit parameters, and receive the required approvals. It contributes to responsible lending decisions, consistent service delivery and a strong retail-credit control environment.
Key Responsibilities
- Review home finance requests submitted by branches and sales teams, checking the customer information and supporting documents for completeness and consistency.
- Confirm that financial and non-financial parameters are assessed and documented, with appropriate sign-off at each stage.
- Check proposed facilities against the bank’s home finance product rules, credit policy and delegated authority matrix.
- Identify deviations from approved parameters and ensure the required exception approvals are obtained from the authorized level.
- Monitor credit risk indicators, market developments and unusual application patterns, raising potential policy gaps for review.
- Follow retail-credit standard operating procedures and service-level commitments to support timely case completion.
- Maintain a clear audit trail for decisions, supporting records and escalation actions.
- Work with sales, branch and internal credit stakeholders to clarify information and resolve cases without compromising risk standards.
Requirements and Skills
- Relevant experience in credit assessment or financial services is expected; applicants should confirm the exact experience level in the current vacancy.
- A degree in Finance, Accounting, Banking, Business Administration or another relevant discipline is suitable.
- Strong analytical skills, document-verification ability and sound attention to detail.
- Ability to follow approval limits, manage turnaround times and support audit-ready records.
Professional Expectations
The role requires sound judgement, dependable follow-through and clear communication with the relevant team. Candidates should be prepared to keep records accurate, protect confidential information and follow the employer’s documented policies and applicable local requirements.
Employment Details
- Company: Dubai Islamic Bank (DIB)
- Location: Dubai, United Arab Emirates
- Employment Type: Full Time
Skills
select-type
Full Time
Interested in this job?
45 days left to apply
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