Assistant Manager – Consumer Risk (UAEN Only)

Emirates Islamic is seeking a UAE National Assistant Manager for Consumer Risk to assess and approve retail home-finance applications within delegated authority. The role supports sound credit decisions, good portfolio quality and timely service by reviewing standard and exception cases while ensuring that lending decisions align with bank policy, regulatory requirements, Sharia principles and risk controls.

Key Responsibilities

• Assess and approve retail home-finance applications within delegated authority, applying sound credit judgement and a consistent review approach.
• Review remedial and exception cases and ensure decisions are completed within agreed turnaround times.
• Monitor portfolio quality, productivity and operational performance through regular management-information reporting and analysis.
• Ensure credit decisions and related processes follow internal policies, regulatory requirements, audit recommendations and established risk-control standards.
• Support the Senior Manager with escalations, customer or operational issues and practical coaching to improve team performance.
• Review supporting information, identify gaps or unusual risk indicators and coordinate with relevant stakeholders to resolve outstanding items.

Requirements and Qualifications

• UAE National status is required for this position.
• A bachelor’s degree in Business Administration, Finance, Banking or a related field.
• One to three years of experience in Retail Credit, Home Finance or Consumer Lending.
• Strong knowledge of credit analysis, financial assessment, lending policies and applicable regulatory requirements.

Skills and Competencies

• Excellent analytical, communication and interpersonal skills, with proficiency in Microsoft Office applications.
• Strong organisation and attention to detail, with the ability to manage competing priorities and work under pressure.
• Good command of English and Arabic, collaborative judgement and a commitment to consistent credit-risk decisions.

Employment Details

This is a full-time banking role based in Dubai, UAE. The position combines individual credit assessment with reporting, stakeholder coordination and support for ongoing process improvement. Salary details are not specified in the available job information; compensation and any additional package details should be confirmed during recruitment. Apply using the application link provided for this vacancy.