Credit Analyst – Personal Finance (Emirati Talent)
Job role insights
Date posted
November 4, 2026
Hiring location
Dubai
Career level
Junior
Qualification
Graduate in Accounting / Finance / Statistics / Computer Science / Business Administration Preferred
Experience
2-3 Years
Quantity
1 person
Gender
Any
Description
Dubai Islamic Bank is seeking a Credit Analyst - Personal Finance to review and process personal-finance applications in line with the customer's overall profile and the bank's credit policies. The role involves detailed credit assessment, checking approval conditions, identifying suspicious activity and ensuring that cases move through the required verification and approval steps. The analyst is also expected to maintain productivity and service standards while keeping management information accurate. This vacancy is designated for Emirati talent and is based in Dubai, UAE.
Key Responsibilities
- Analyse new, repeat and after-sales personal-finance cases by considering the customer's profile and the bank's applicable policies and procedures.
- Prepare a detailed credit assessment, identify relevant approval conditions and use only the authority assigned under the bank's delegation framework.
- Ensure cases are processed within the required service-level agreements (SLAs) and turnaround times (TAT), while meeting expected productivity levels.
- Recognise and highlight suspicious activity or concerns that may increase the bank's risk exposure.
- Keep the daily productivity sheet and management information system (MIS) data accurate and up to date.
- Ensure all applicable cases are sent for Contact Point Verification (CPV) in accordance with the CPV policy.
- Follow standard operating procedures and support consistent application of the bank's credit processes.
- Maintain suitable output during busy periods, including month-end activity and promotional periods, using available resources effectively.
- Support the induction of new team members by conducting training and monitoring their progress when required.
- Carry out other related duties assigned by the line manager.
Requirements and Qualifications
The stated experience requirement is two to three years in the financial services industry. A graduate qualification is preferred, particularly in accounting, financial services, statistics, computer science or business administration.
Skills and Competencies
Candidates need analytical ability, attention to detail, sound credit judgement, accurate documentation, time management and the ability to meet service and productivity targets.
Employment Details
Employer: Dubai Islamic Bank (DIB)
Location: Dubai, United Arab Emirates
Job Type: Full-time
Experience: 2–3 years in financial services
Education: Graduate preferred in a relevant discipline
Eligibility: Emirati talent
Skills
select-type
Full Time
Interested in this job?
32 days left to apply
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