Product Manager – Retail Products (Cards)

Own the development and performance of retail card products, supporting growth, customer usage and sustainable profitability. The Product Manager is responsible for product strategy, portfolio monitoring, partnerships, marketing activity and the financial performance of assigned card products. The role requires a strong understanding of card products and the ability to interpret market trends, customer behaviour, pricing and portfolio results. The successful candidate will coordinate with internal teams and external partners to deliver product improvements while ensuring compliance with banking requirements and internal policies.

Key Responsibilities

• Develop product strategies and initiatives that improve market position, acquisition, usage and profitability across retail card products.
• Monitor portfolio performance, product mix, customer activity, yields, funding costs and other financial indicators.
• Identify opportunities to improve product features, partnerships and customer value propositions.
• Coordinate marketing and acquisition campaigns and ensure that product information, terms and customer communications are accurate.
• Prepare product documentation, term sheets and communication materials for relevant channels.
• Review market trends, competitor activity and customer feedback to recommend product enhancements.
• Manage promotional budgets, partner relationships and financial performance against agreed objectives.
• Ensure product activity complies with legal, regulatory and internal banking requirements and support team service standards.

Requirements and Experience

• At least six years of experience in banking or a financial institution is required.
• Previous experience with card products is mandatory.
• Strong numerical and financial analysis skills are required, along with the ability to interpret portfolio and campaign performance.
• Advanced working knowledge of Microsoft Excel, Word and PowerPoint is expected.

Qualifications

• A bachelor’s degree in Finance, Business, Economics or a related discipline is required.

Skills and Competencies

• Retail card product management and portfolio analysis.
• Product strategy, campaign planning and partnership management.
• Financial modelling, reporting and market research.
• Cross-functional coordination and customer-focused decision-making.

Additional Information

This is a full-time position based in Abu Dhabi. The stated monthly salary range is AED 24,500–38,000. The role works with internal banking teams and external product partners.