Vice President & Head of Program Lending – Business Banking Group
Description
RAKBANK is seeking a Vice President & Head of Program Lending - Business Banking Group for its banking operations in the United Arab Emirates. This position suits a professional who combines role-specific knowledge with dependable execution, sound judgement, attention to detail and a commitment to customer service and control standards.
Job Overview
The Program Lending leader shapes and manages lending programmes for business-banking customers. The role focuses on product and programme design, partner and portfolio performance, credit controls, process efficiency and profitable growth within the bank’s risk appetite.
Key Responsibilities
- Set the strategy and operating model for lending programmes serving business-banking customers.
- Work with credit, risk, product, sales, operations and technology teams to develop workable lending propositions.
- Monitor programme performance, portfolio quality, approval and utilisation trends, and customer outcomes.
- Review eligibility, process controls, pricing and policy arrangements to support consistent decisions.
- Identify improvement opportunities in acquisition, underwriting, fulfilment and ongoing monitoring.
- Present programme results, risks and strategic proposals to senior stakeholders.
Requirements and Qualifications
- Senior experience in business lending, SME credit, product management or lending-programme leadership is relevant.
- Knowledge of credit policy, lending operations, portfolio analytics and customer acquisition is useful.
- Candidates should demonstrate strategic planning, cross-functional leadership and commercial judgement.
- Strong risk awareness and the ability to connect lending growth with portfolio quality are important.
Skills
The role needs leadership, analytical thinking, product judgement, governance discipline and stakeholder influence. It requires the ability to manage strategic initiatives while keeping credit quality, operational practicality and customer needs in view.
Employment Details
Location: United Arab Emirates. The position sits within a regulated banking environment and requires respect for customer confidentiality, internal controls and relevant procedures. The role operates in a regulated banking environment where accuracy, confidentiality, accountability and customer protection matter. The successful candidate should maintain reliable records, follow approved procedures, raise concerns promptly and work constructively with colleagues and stakeholders. Applicants should be ready to discuss relevant experience and explain how their skills match the responsibilities of the position.
Country
UAE
select-type
Full Time
Interested in this job?
42 days left to apply
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