Fraud Analyst ( UAE National )

Job Purpose

To support the FP&I Managers in the prevention, detection, and investigation of fraud by independently conducting lower-complexity investigations, leveraging data analytics, and ensuring timely compliance with Law Enforcement Agency (LEA) requests. The role also contributes to building a strong fraud risk culture through awareness initiatives and supports forensic analytics across the bank.

Key Responsibilities

• Independently conduct smaller-scale fraud investigations across various banking operations.
• Apply investigative techniques to identify red flags, trace transactions, and detect patterns of fraud or misconduct.
• Assist in the scoping and execution of data analytics models to aid complex fraud investigations.
• Draw logical connections and "connect the dots" within specific cases or across multiple investigations.

• Extract and analyze large volumes of data from EFM systems, fraud trackers, and internal databases.
• Perform trend and behavior analysis on customers, expenses, and sales data to uncover anomalies or suspicious patterns.
• Maintain and update AutoAudit repository for all analytics activities and central bank reporting.

• Independently manage responses to requests from Law Enforcement Agencies for fraud-related information and documents.
• Ensure all requests are handled with discretion, timeliness, and full compliance with internal and regulatory protocols.

• Present findings and analysis to FP&I managers with clear, concise conclusions and potential next steps.
• Support the development of fraud investigation reports, including case summaries and risk mitigation suggestions.

• Assist in rolling out fraud prevention initiatives, including awareness campaigns, fraud risk assessments, and forensic technology deployment.
• Provide input into enhancing controls and early-warning mechanisms to reduce future incidents.

• Actively contribute to team-based investigations and assist senior team members in more complex cases.
• Maintain a high degree of collaboration with Compliance, Legal, IT, and Business Units to ensure aligned fraud mitigation efforts.

Qualifications & Experience

• Bachelor’s degree in Accounting, Auditing, Criminal Justice, or a related field.
• Minimum of 4 years of experience in anti-fraud, forensic investigations, compliance, or audit.
• Certified Fraud Examiner (CFE) certification is mandatory.
• Prior experience handling LEA interactions is preferred.

Skills & Competencies

• Strong investigative mindset with excellent interviewing and interpersonal skills.
• Advanced data analytics capabilities with proficiency in Excel, SQL, and/or forensic tools.
• Sound understanding of banking systems and operations.
• Strong Arabic language skills (reading, writing, speaking) are required.
• Excellent report writing and presentation skills.
• Ability to work under pressure and manage sensitive situations with discretion and professionalism.
• Self-driven, proactive, and a collaborative team player.