Assistant Manager – Product, Liabilities

To manage the product and service related requirements for entire Business Banking Liabilities Product within the Business Banking Product unit. The incumbent to assist in overseeing the profitability of the relevant Liabilities and Fee Income stream and rollout initiatives with respect to Business Banking Products and Services.

Responsibilities

• Assist Business Banking Liabilities Product team and Head of BLU in Implementing the overall product & segmental strategy and annual plan to achieve targeted sales & P& L revenue figures in the assigned products.
• Assist in developing & implement strategies & marketing initiatives gain market leadership.
• Devise digital solutions for Liabilities products, services and payments to cater to business banking segment.
• Frequent/monthly comp scans to ensure our products and rates are competitive.
• Device, implement and track new promotions.
• Work with stakeholders to ensure procedures and policies are competitive and have the right controls
• Regularly review with Treasury, Operations, IT, Digital and other stakeholders to ensure best of Products & policies.
• Interact with all touch points to ensure best of processes & resolve operational issues.
• Day to day interaction with Sales channels for their queries.
• Interact closely with other product managers (Assets, Credit Card, Corporate etc) to put together cross sell proposition for the business banking segment.
• Interact with IT department for UAT and implementation of new enhancements product launches.
• Liaise with SQ to co-ordinate SQ initiatives and corrective actions/enhancements for liabilities propositions
• Work with Marketing to implement specific initiatives/campaigns

Qualifications

• Graduate/ Post Graduate
• 5-10 yrs of diverse experience in Product Development and Management in Banking.
• Excellent financial analytical skills, reporting, ability to understand and grasp new things, & problem solving