M and T Bank Jobs – Senior Service Associate

M&T Bank

Job Description:

Specializes in our branch customer experience through lobby management, transactions, and servicing interactions for retail and business customers. Identifies walk-in customers’ needs through the Bank’s retail sales process to provide basic sales solutions for basic customer needs and/or refer complex customer needs to the appropriate team member/partner.

Job Responsibilities:

  • Promote an environment that supports diversity and reflects the M&T Bank brand.
  • Assist and stay current with the Business Banking AML/KYC/BSA process
  • Open new Demand Deposit/Time Deposit/IRA accounts and explain the features, benefits and disclosures associated with each
  • Transition service/sales consultation to account opening process
  • Review, approve and help resolve customer Business Banking Customer overdrafts
  • Complete Business Banking Customer Refresh Activities
  • Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
  • Explain features and benefits of solutions (e.g. credit cards, overdraft line of credit, installment loans) and have basic knowledge of when it is an appropriate solution
  • Field inbound customer inquiries and provide solution-based recommendations
  • Perform retail transactions.
  • Introduce business Banking Partner when servicing need represents and opportunity for a product solution
  • Explain at a high-level criteria used to decision loan applications
  • Educate customers on current bank processes, solutions, deposits and other convenience services/available channels
  • Assist business customers with deposit and loan servicing needs. Build a rapport with new clients.
  • Complete other related duties as assigned.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Fluently use needs assessment to facilitate reactive account opening.
  • Complete business account servicing request for research, disputes, loan payments, loan advances, collateral releases, wire transfers, official check request, statement request and credit inquires

Job Requirements:

  • Bilingual based on branch needs
  • Ability to interact with customers in an open face-to-face work environment
  • Ability to interact with varying customers (consumer to small business) and to effectively handle difficult customer conversations.
  • High school diploma or equivalent (GED) and a minimum of 1 year proven retail sales, call center, customer service, or telesales experience.
  • Prolonged use of hands and fingers
  • Ability to read fine print
  • Ability to lift light to heavy objects weighting 5 lbs. to 30 lbs.
  • Proven referral and/or sales ability
  • Ability to stand for long periods of time
  • Strong verbal communication and interpersonal skills
  • Well-organized individual with time management and prioritization skills, with ability to work under critical time constraints in a team environment.
  • Proficient with internet user-level technology

Job Details:

Company: M&T Bank

Vacancy Type:  Full Time

Job Location: Annapolis, MD, US

Application Deadline: N/A

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