Citizens Bank Jobs in Boston – Community Development Credit Analyst I

Citizens Bank

Job Description:

As a Credit Analyst, you will conduct thorough research and analysis of market data, trends and other factors related to the financing that will be considered as part of credit decisions. Supporting a team of Portfolio Managers and Relationship Managers, you will work together to understand and apply credit policy and field questions related to financial analysis and interpreting financial statements. Successful Credit Analysts become well-positioned for a promising career in Commercial Credit and are equipped with an impressive, transferrable skillset applicable to a wide range of opportunities.

Job Responsibilities:

  • Conduct written summaries of related industry and competitive environments, preliminary customer/prospect analysis including Sponsor analysis, and Borrower’s operating history and repayment capacity
  • Participate in the underwriting process and conduct accurate, well organized analysis of various commercial borrowers including financial statement and projection analysis along with preparing profitability, risk and facility rating models
  • Communicate internally as well as with customers directly on financial analysis or account management issues
  • Interact directly with Portfolio Managers and Relationship Managers and to answer questions related to financial reporting requirements, interpreting financial statements from other Credit Analysts and maintaining credit files
  • Identify situations that may require policy exceptions and make recommendations that mitigate credit risks or remedy possible exceptions

Job Requirements:

  • 1-3 years of commercial banking experience which may include middle market, and/or specialty commercial banking, commercial banking administration, commercial banking operations, commercial credit/risk oversight, and commercial loan documentation/funding/servicing
  • Position requires basic internet search skills, developed knowledge of financial statement spreading and profitability modeling, effective verbal and written communications skills, ability to manage multiple priorities at once
  • Commercial Real Estate experience strongly preferred
  • Equivalent work experience or completion of formal credit training program and up to 2 years of applied financial analysis working with straight forward to moderately complex credits in a commercial banking environment may be considered as alternative to formal degree program completion

Job Details:

Company: Citizens Bank

Vacancy Type: Full Time

Job Location: Boston, MA, US

Application Deadline: N/A

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